The Principals

The Principals

James R. (Ronney) Henderson – Chairman and Chief Executive Officer

Mr. Henderson began his banking career in September, 1964, with the First National Bank of Atlanta.  Since then he has held a variety of executive positions within the banking including being an organizer and initial Chairman of the Board of Affinity Bank, Atlanta.  In 1986, he was a co-founder of Intercept Systems, serving as its President from May 1989 to June 1996, when he semi-retired.   In 1996, Mr. Henderson founded Cash Transactions, LLC, where he currently serves as Chairman and Chief Exeuctive Officer.  In June, 2002,  Mr. Henderson became a principal of Bank Capital Group, and was named Chairman and CEO in 2011.

Bruce A. Naylor – President

Bruce A. Naylor is President of Bank Capital Group. As Bank CEO, Director, Investor and management consultant spanning more than 25 years he has assisted community banks with capital fund raising, planning, asset and liability management, enterprise risk management, marketing, and branch expansion.

He is a former FDIC official and community bank CEO and former founder of Sterling Capital Investments, a consulting firm serving small and medium sized businesses to include commercial banks. Prior to BCG, Bruce worked as a FDIC Asset Manager handling the resolution and disposition of acquired bank assets and responsible for post- closing activities. Banks were located in North Carolina, South Carolina, Georgia, and Florida.

Recently Bruce lead Columbia Bank located in Lake City, Florida in a 11 year period as a CEO during an evolutionary period of important and rich history, which included significant growth, and recognition by national organizations for its small business lending  and financial literacy programs by Small Business Administration and Independent Community Bankers of America.

Earlier in his career Bruce held CEO positions with Florida commercial banks in Fort Myers, Winter Park, and Titusville.

He served on many boards and committees, including the Florida Bankers Association, the Chamber of Commerce, Select Source, and the Hospital Authority and many other organizations

Bruce holds an MBA from the Henry Bloch of Business at the University of Missouri and has attended numerous banking schools. He has been the senior director of the Florida Banking Association School of Banking, served as a subject matter expert on risk management, and published articles on compliance and risk management. He holds a Certified Risk Management Professional Designation (CRMP)

Robert Brown – Senior Vice President

Mr. Brown has over 25+ years in financial services to include Security Pacific Bank, Marine Midland Bank, Chrysler and Hyundai. Honed skills in credit , collections,  operations and branch management thus expediting positive productivity in all areas. In addition, over 15+ years with Bank Capital Group to include US Strategic Capital as well as StoneCastle Partners. Gained perspective in the M&A arena. Also, enabled newfound  knowledge to facilitate a steady and consistent deposit flow into banks around the country.  In addition, this wealth of financial experience led to a number of successful capital raises for Community banks extending from Virginia to Washington State and in-between. The ability to form relationships quickly and translate into commitments is both a hallmark and a strength. A positive attitude and willingness to persevere in all kinds of situations and circumstances has allowed successful completion of all projects in a timely manner.

Michael Kerschner – Advisor

Mr. Kerschner has been a banker since 1974. A CEO for over 30 years;. He has served on many boards including Community Bankers Association of Ohio,  Ohio Bankers League,  Independent Community Bankers Association,  Great Lakes Bankers Bank.  He is the current Vice Chairman of First National Bank of the Gulf Coast. His association with BCG began in 2007.

Stan Taylor – Founder

Mr. Taylor led the organization of four different community banks throughout the Southeast, acting as President and CEO of three of them.  He also managed a $250-million community bank  investment fund that returned in excess of 33% per year to its investors.  Mr. Taylor was President of Bank Capital Group from its inception until his death in 2010.